Florida AS IS Contract Resource

Florida Inspection Period Calculator & Best Practices

Estimate when your Paragraph 12 inspection period ends—and understand what buyers may investigate, what sellers should expect and what discovering a problem really means.

Paragraph 12 Deadline

When does my inspection period end?

Enter the Effective Date and the number of days written in Paragraph 12 of your executed contract.

  • The Effective Date is not counted as Day 1.
  • Calendar days are counted while the period runs.
  • A final weekend or qualifying holiday rolls forward.
  • Termination requires timely written notice.
Use the Effective Date shown in your transaction records—not the offer date or closing date.
The current standard form provides 15 days if this field is left blank, but your signed contract controls.
Estimated Inspection Period Deadline

If terminating under Paragraph 12, written notice must be delivered before the inspection period expires. Confirm the exact deadline and delivery requirements with your real estate professional or attorney.

What Paragraph 12 Does

Investigate first. Then make an informed decision.

During the negotiated inspection period, the buyer may have the inspections the buyer desires performed. If the property is unacceptable in the buyer’s sole discretion, the buyer may terminate by delivering timely written notice.

Review Florida Realtors’ contract resources →
Buyer Due Diligence

Five things buyers may not realize they should investigate.

A conventional home inspection is only one part of due diligence. Some of the most consequential issues require separate searches, specialists or association records.

Permits & unpermitted work

Search for open, expired or needed permits and compare permitted work with the property’s present condition. Paragraph 12 requires cooperation but does not automatically require the seller to spend money resolving permit issues.

Code matters & municipal liens

Investigate code-enforcement cases, utility balances and municipal matters. A current violation and a recorded monetary lien are not the same—and each can create a different risk.

HOA or condominium records

Review the estoppel, outstanding balances, noticed violations, special assessments, architectural issues, rental restrictions and approval requirements. A violation is not automatically a title defect.

Insurance & insurability

Consider roof age, four-point and wind-mitigation inspections, flood exposure, prior claims and the actual cost and availability of coverage before the deadline expires.

Specialized property systems

Depending on the property, consider sewer scopes, septic systems, wells and water quality, pools, mold, environmental concerns, seawalls or structural and engineering evaluations.

Start early: permit, lien and association research may not be included in a physical inspection, and third-party reports can take time to obtain. Ordering them late can leave the buyer without enough time to evaluate the results.
Seller Best Practices

Five things sellers should expect during the inspection period.

The inspection period is an active due-diligence window. Sellers should stay flexible until it ends and the buyer’s position is known.

More than one inspection

The buyer may pursue the inspections the buyer desires—not only a general home inspection—within the rights and limitations of the contract.

Unexpected lender or insurer requests

Financing or insurance may produce additional requirements such as water-quality testing, a four-point inspection, wind mitigation or an engineering report.

A possible cancellation

A buyer may determine in the buyer’s sole discretion that the property is unacceptable and terminate through timely written notice during the negotiated period.

Access and cooperation

Expect to provide access, maintain utilities and cooperate regarding inspection and permit information. Buyers are responsible for promptly paying for inspections and repairing inspection damage.

A need to remain flexible

Avoid nonrefundable moving, housing, travel or purchasing commitments during the inspection period. Do not make plans you cannot unwind if the buyer timely cancels.

After a Problem Is Found

The buyer may still choose to close.

Inspection findings do not produce only one outcome. The contract, financing, title commitment and the parties’ decisions determine what happens next.

Terminate

Deliver written notice before the inspection period expires when the buyer elects to exercise the Paragraph 12 termination right.

Negotiate

Request a repair, credit, price adjustment, escrow holdback or other written solution. The seller may accept, reject or counter the request.

Accept and cure later

The buyer may accept an open permit, violation or physical condition and become responsible for addressing it after closing.

Accept a title exception

A fully informed cash buyer may sometimes agree to close with an identified title matter excepted from coverage, subject to the contract, closing agent and title insurer.

Clear title is not a defect-free house. Open permits, unpermitted work, physical defects, code problems and HOA violations do not automatically prevent conveyance of clear title. Recorded liens and other monetary encumbrances require separate title review. A lender may also impose property conditions that a cash buyer would not face.
Seller Disclosure

“AS IS” does not authorize concealment.

A Florida residential seller must disclose known facts materially affecting the property’s value when they are not readily observable and are not already known to the buyer. That duty is different from agreeing to repair or cure the disclosed condition.

Review Florida Realtors’ disclosure guidance →

Turn the date into an inspection plan

  • At the start: confirm the signed deadline and schedule the inspections appropriate to the property.
  • Before reports arrive: gather insurance quotes, association documents and available permit records.
  • With time remaining: review findings, estimates and possible next steps with your agent and any needed specialists.
  • Before the deadline: confirm any required notices or agreements in writing. A repair discussion alone is not an extension.

Keep a separate record for the escrow deposit, inspection period, financing and closing. Your signed documents control each obligation.

See our Central Florida buyer resources.

Make the inspection period count.

DW&Co. helps Florida buyers and sellers understand the timeline, organize due diligence and make informed decisions before important contract rights expire.

Plan my next buying steps

This calculator provides an estimated calendar date using the standard timing provisions of an unmodified Florida Realtors/Florida Bar AS IS Residential Contract for Sale and Purchase. Your signed contract, counteroffers, addenda, notices, financing, title documents and individual circumstances control. This page does not determine whether notice was properly delivered, whether a seller must cure a particular condition, whether title is marketable or insurable, or whether a buyer may close subject to an exception. It is educational and is not legal, inspection, lending, insurance or title advice. Confirm contractual deadlines and legal obligations with the appropriate licensed professional or a Florida real estate attorney.

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